
Those interested in opening a Bed Bath & Beyond credit card for the special financing should wait to do so until their checkout total is at least $500.
#Bed bath and beyond credit card pre qualify how to#
How to Use the Bed Bath & Beyond Mastercard The Bed Bath & Beyond® Mastercard® offers 5% returns on all store purchases 2% returns on gas and groceries, and 1% for everything else in the form of Rewards Dollars. Once the minimum of $10 Reward Dollars has been accumulated, these earnings can then be redeemed into cash savings at checkout, starting at $10 vouchers called Reward Certificates (Wondering how much you’d have to spend to earn enough Reward Dollars? It would take $200 to earn a $10 Reward Certificate with the Bed Bath & Beyond Mastercard). Rewards Dollars expire after five years, but this timeframe is so generous that only extremely inactive cardholders risk having earnings to waste. Spend $6,000 in that time and you’ll earn an additional $75 gift certificate. If you can spend $1000 outside of the store within 6 months, you’ll receive a $25 gift card. While most retail cards are most valuable for making purchases at the specific retailer, the Bed Bath, & Beyond credit card offers a less than remarkable incentive to use it elsewhere. New cardholders can immediately start enjoying discounts with a $25 off $100 Bed Bath, & Beyond coupon upon simply for having been approved – no purchase necessary.

Purchases of $250 – $499 will receive 6 months of 0% APR financing, and purchases of $500 or more will receive a total of 12 months 0% APR financing. If you are a new homeowner furnishing your first house, a college student decking out their dorm, or have several weddings to attend and are looking for wedding gifts, the Bed Bath & Beyond® Mastercard® would provide a lot of practical value. The Bed Bath & Beyond® Mastercard® provides short-term and long-term benefits which both frequent customers and one-time, big ticket shoppers will be able to make use of. The card has no annual fee but the modest signup bonus and a high APR makes this card impractical for use as a primary credit card. Those who expect to make a large purchase from Bed Bath & Beyond in the near future would benefit the most from owning this card.Īlthough the card offers decent earning potential for a retail card, the biggest draw is the 6 and 12-month interest-free financing options for purchases of $250 or more.
